Lore integrates seamlessly with any health plan at any time of year, helping employees get more from their benefits and make smarter choices that lower healthcare costs.
Explore the app
Lore helps employers get more from what they already offer. It's easy to add, simple to run, and helps to lower avoidable costs while raising satisfaction.
At a company with 8,000+ employees across warehouses, delivery routes, and offices, Lore went live in weeks — without adding new systems or strain. It plugged into existing benefits and met people where they were, whether in the field, on the road, or in the office.
And once it was live, the results spoke for themselves.
Every employer wants their benefits to matter — to be used, valued, and felt. Lore makes that happen.
People earn points through quick reflection and small actions, then use those points to unlock what they want most, from extra PTO to tuition reimbursement to extra pocket money. And in the process, benefits stop being static perks and start shaping daily choices.
That participation compounds into healthier habits, lower avoidable costs, and a workforce that gets more from what's already offered.
See it in action:
Lore's outcomes-based approach means we succeed only when our partners do. Our model is tied directly to lowering total cost of care: as people build resilience, they manage challenges earlier and make steadier choices, which drives down avoidable healthcare costs.
Those savings cover the cost of Lore and create shared financial gains for every plan we work with.
Lore is built by people who've spent years working on problems where complexity is the norm. That experience shapes how we think about change — what gets in the way, what helps, and how small shifts can compound over time.
Founder of multiple startups, including pioneering the concept of earned benefits — using clinical interventions to unlock financial and behavioral change. Ken was previously the Chief Scientific Officer of UnitedHealth Group while leading research and development.
Expert in the intersection of machine-learning (ML) and behavioral health who has developed affective reasoning models that use emotional intelligence to spark change and strengthen resilience. Sara is a former ML Engineer at Apple and an award-winning mobile game designer.
Catalyst for system-level change who draws on frontline experience as a pediatrician to drive innovation at scale. Formerly serving as Chief Physician Executive and board trustee for Intermountain Health, Mark's work has spanned building complex-care programs to leading one of the nation's largest health IT modernizations.
Engineer of financial resilience who steers organizations through transformation with a deep understanding of how people, technology, and operations move together. Greg served as Vice President of Finance at Intermountain Health for fifteen years, leading planning and investment efforts that sustained growth through major economic and industry volatility.
Architect of multiple award-winning insurance products that turn uncertainty into opportunity and make bold bets safer to make. Mike was formerly Executive Vice President of UnitedHealth Group and served as head of underwriting for UnitedHealthcare.
Strategist and architect of data-driven healthcare products, Scott designed a factory approach to building healthcare businesses. He is the former technology lead for UnitedHealth R&D and has developed multiple novel behavior-change programs and businesses.
Operational thinker with a knack for bringing ideas to life within complex systems. Previously Chief Operating Officer of Scripps Health, Shiraz has launched new products, rearchitected major parts of a large health system, reimagined leadership models, and made systems work better for the people who are part of them.
Physician-leader who infuses clarity and humanity to the structures that shape care. Jim draws on decades of practice to design conditions where people and organizations can work better together. He served as Chief Medical Officer of Scripps Health, where he guided physician development, conflict resolution, and care-design strategy across the enterprise.
Applied mathematician with deep expertise in building predictive models and machine-learning systems that make healthcare smarter and more human. Natalie has guided teams from UnitedHealth Group and Optum, designing ethical and interpretable AI tools that span from infectious-disease forecasting to precision treatment.
Health service psychologist and lifestyle medicine expert who builds scalable models for better health. After years of leading behavioral health programs across both care and community settings, Adam now shapes Lore's digital and AI approaches to connect human motivation with measurable progress.
Founder of multiple startups, including pioneering the concept of earned benefits—using clinical interventions to unlock financial and behavioral change. Ken was previously the Chief Scientific Officer of UnitedHealth Group while leading research and development.
Rushika is a practicing physician and co-founder and CEO of Iora Health, which was acquired by One Medical and eventually Amazon. Prior to redesigning primary care with Iora, he served as the first Executive Director of Harvard's Interfaculty Program for Health Systems Improvement.
Amy is a managing partner at Polaris Partners and founder of the Polaris Innovation Fund, which invests in healthcare and early stage biotech start-ups. Additionally, she serves as chair of the Board of Directors of Alnylam Pharmaceuticals, among other board director positions, and previously served as president of Pfizer Nutrition and Pfizer Consumer Healthcare.
Dave is the co-founder of the private equity fund Jory Capital, serves as a member of the Temasek Americas Advisory Panel, and is a public company director for Boston Scientific and Privia Health. He was previously the CEO and board member of UnitedHealth Group and a Partner of Arthur Andersen.
Executive Vice President and CFO of Intermountain Healthcare, Bert has extensive experience in healthcare finance and operations. He has played a key role in transforming healthcare delivery and financial management.
Hematologist/oncologist and palliative medicine physician who co-leads an organization focused on dramatically accelerating timelines for understanding what clinical interventions work for whom and when. Her areas of research and expertise include cancer data, real world evidence, clinical trials, healthcare policy and regulation, health services research, patient reported outcomes (PROs), clinical informatics, and patient-centered care. Amy was professor of medicine at Duke, principal deputy commissioner of the FDA and chief medical officer at Verily and Flatiron Health.
Researcher focused on using computational methods (AI, data science, informatics) to address problems relevant to medicine with a focus on understanding drug actions at molecular, cellular, organism and population levels. Russ helps lead an FDA-supported Center of Excellence in Regulatory Science & Innovation and is the Kenneth Fong Professor of Bioengineering, Genetics, Medicine, Biomedical Data Science and (by courtesy) Computer Science at Stanford University.
Behavioral scientist and digital health innovator focused on developing scalable tools for chronic disease prevention and management. Gary's research has influenced national obesity treatment guidelines and informed new models for improving population health. He is Dean of Trinity College of Arts & Sciences at Duke University, co-founder of multiple digital health ventures, and advisor to leading organizations on the science of health behavior change.
Physician and sociologist who conducts research in the areas of social networks and biosocial science. He is the Sterling Professor of Social and Natural Science at Yale University, where he directs the Human Nature Lab. He is the co-author of the book Connected, a foundational work on social networks and their influence on our everyday lives, and the New York Times bestseller, Blueprint: The Evolutionary Origins of a Good Society. Nick's portrait is based on a photo courtesy of Big Think.
Clinician who develops and applies computational techniques to address disease at multiple scales: from whole healthcare systems as "living laboratories" to the functional genomics of neurodevelopment. Zak is Chair of the Department of Biomedical Informatics and the Marion V. Nelson Professor of Biomedical Informatics at Harvard Medical School.
See how Lore helps people use their benefits better while plans and employers see the results.
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